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Home Ownership: It May Be Within Your Reach

In Featured, Financial Resources, News by Anna Gouker

Owning a home is a dream that seems out of reach for many people, especially people with disabilities with low incomes. The good news is that there are a number of resources available to support low-and-moderate income adults interested in pursuing home ownership to: Local agencies that specialize in assisting people with disabilities and low incomes pursue home ownership are …

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Apply for Social Security Benefits Online

In Benefits Application Articles, Benefits Articles, Blog, Featured, Financial Resources, News by Beth Storch

New at Social Security — you can now apply for Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) online. This adds to the growing list of things you can do on Social Security’s website! What’s New You can submit a disability and SSI application together. This should speed up the process and allow you to start receiving benefits sooner. …

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Building your Savings

In Blog, Featured, Financial Resources, News by Jon Grobstick

Do you have savings goals? Are you saving up for a car? A house? An emergency fund? A lot of people reach the end of the month and realize they’ve spent the money they planned to save. A survey in late 2016 suggests that nearly half of Americans are living in this paycheck to paycheck cycle. What can I do? …

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That’s a Load of Debt!

In Blog, Featured, Financial Resources, Resources by Kevin Smith

To develop a plan for reducing your debt, first determine your debt load – the total amount you owe. Take a few minutes to collect all your bills and credit card statements to take inventory. On a piece of paper (or using the debt load worksheet in the resources below), write out the following: Name of creditor Current balance Interest rate Minimum monthly …

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GreenPath Debt Solutions

In Community Partners, Financial Resources, Resources by Sarah Steinquist

Next time you are meeting with an ERI staff member, don’t be surprised if we ask if you are interested in financial counseling. Benefits, employment and finances all go hand-in-hand. We are committed to identifying resources to assist you in achieving your financial goals. ERI has a trusted partnership with GreenPath to support financial security and wellbeing for people in …

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Earned Income Tax Credit

In Benefits Articles, Blog, Employment Articles, Featured, Tax Resources, Ticket to Work Articles by Amber Kwiatkowski

With tax season in full swing, don’t forget about the Earned Income Tax Credit (EITC). The EITC, also referred to as the Earned Income Credit (EIC), is a federal tax credit available to low-income workers. The EIC is a refundable credit. This means that even if you have no tax liability, you could receive a tax refund if you file …

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Continued Medicaid Eligibility Section 1619(b)

In Benefits and Employment Articles, Benefits Articles, Blog, Employment Articles, Financial Resources, Ticket to Work Articles by Stephanie Drum

My name is Stephanie Drum, and I am a Work Incentives Benefits Specialist (WIBS) here at ERI (Employment Resources, Inc.). If you didn’t know already, I really like working with benefits. I unfairly have favorite work incentives, which is what I am writing about today. It’s one of the more unknown and misunderstood work incentives offered to Supplemental Security Income …