Vol. 8, Issue 36, February, 2010
| Sign Up for Newsletter Mailing List |
For Your Benefit – Introduction
The Wisconsin Disability Benefits Network (WDBN) is a statewide system that provides direct assistance to benefits counseling practitioners and seeks ways to reach out to and better serve people with disabilities, their supporters, and professional service providers in Wisconsin. This newsletter provides current program news, important notices and updates, and upcoming training and educational opportunities. Check out past editions of this newsletter!
2010 WDBN Calendar
Make sure to mark your calendars!! 2010 will be all about getting Back to the Basics! Look for the elearning symbol for events that will be offered online.
March 3, 2010 – Back to Basics in 2010: Budgeting and Finances 101
Location: Glacier Canyon Convention Center, WI Dells | Time: 8:45 a.m. to 4:00 p.m. | Register for this event.
We are excited to have Ammar Askari, M&I Community Education and Joe Entwisle, National Consortium for Health Systems Development, who will be sharing all you want to know about Budgeting and Finances 101 but were afraid to ask! What is FICA anyway? Is there really a difference between gross and net income? How can I open an Individual Development Account (IDA)? Learn more about VITA and EITC. This is a “cannot miss” training with valuable take away resources you can use immediately! Register for this event.
March 2010 – Back to Basics in 2010: Health Insurance Tutorial Track
Various Health Insurance related topics will be offered in asynchronous, on-demand training tutorials. This means there is no specific time to login or download the module. You will be able to enjoy the flexibility of working on short, easy to navigate, tutorials when it is convenient for you!
Topics will include MAPP, Long-Term Care, Cat and Med Needy, COBRA, HIPAA and others. Activities will be included specifically designed for WIBS role and development of skills.
July 2010 – Back to Basics in 2010: Social Security Tutorial Track tentative rollout
Various Social Security related topics will be offered in asynchronous training tutorials. Topics will include Trial Work Period, SGA, SSI 1619(a&b), Termination vs. Cessation and others.
July through December – Back to Basics in 2010 Webcasts
Topics and dates, and times to be announced.
Stay tuned for more information!!
June, November and December 2010 - Regional Workgroups (WIBS only)
In Madison, Milwaukee, Fox Valley and Eau Claire for WIBS. These meetings will be held in 4 different locations two times in 2010. This will be an opportunity to review real life scenarios/cases and Q&A time.
Also make sure to watch for the Newsletters throughout the year which will include important updates and informative articles.
***All topics and time/dates are subject to change. Please make sure to check back for updates and additional information.***
Download a printable PDF copy of the 2010 calendar.
What's New
Welcome to 2010
We’ve been talking about taking our benefits related training online over the last few years and we are doing that in a big way this year. Make sure to take a look at our calendar to find these travel and time friendly online events that will keep you in the loop with what’s happening with benefits counseling. Of course, online events are not the only offerings.
- Plan on joining us in person in March for a WDBN training event focused on both Budgeting and Finances.
- Attention all Work Incentive Benefit Specialists – now is your opportunity to be involved in shaping your profession in Wisconsin. Plan to attend the Work Incentives Benefit Specialist Association Meeting on March 2, 2010 in Wisconsin Dells.
- If you missed our focus on quality featured in the December 2009 For Your Benefit Newsletter, check out these resources to enable you to best represent yourself, your organization, and your profession.
- Download this handy version to print or save: WORD | PDF
- Bookmark the newsletter version: December 2009 For Your Benefit Newsletter
In this issue, we take a closer look at some of the most frequent computer questions that come up and provide some tips and resources.
Cool Resources
Taking Care of Business: Computer Malware and Antivirus Tips
By Phil Goodman, Assistive Technology Consultant | goodman@eri-wi.org | More about Assistive Technology
As an expert in Assistive Technology and Information Technology, Phil encounters the results of what happens when a person does not adequately protect his or her computer on a daily basis. Here he shares some great tips on how to avoid trouble!
It should come as no surprise that keeping one’s computer safe from the outside world is getting more difficult these days. My work with the population that has special computer access needs just emphasizes how quickly a computer can be disabled. Given the fact that most of the folks who read this article are working in some professional capacity or another, I am choosing to write about taking care of business as it pertains to your own or work computer -- the computer that you rely on every day to get done what you need to get done. It is more important than ever to have both a good antivirus program AND at least one malware cleaning program on your computer.
Is Someone Spying on You?
There was a time when viruses were the most prevalent form of infection and these usually came as email attachments, or from an infected disk. These days, malware (a.k.a. spyware) infections are more prevalent than viruses and you can get both just by visiting a web page. Today’s malware infections can sometimes be worse than a virus and antivirus software often cannot detect them or clean them. What’s worse is sometimes it takes scans by several different programs to get all of the infections cleaned from the computer.
Many of us buy a computer that comes pre-loaded with antivirus software and or some sort of software that is supposed to take care of ALL of our internet security needs. This type of computer is the most at risk for folks who are not computer savvy. Most often the pre-installed antivirus software is a 30 or 90 day trial and when it expires, we either don’t pay attention to the warnings that they get, or we get none at all. This leaves us unprotected. If you have purchased a computer in the last few months, you may want to check and see if your antivirus needs to be relicensed or replaced.
Even computer users who work on computers set up and owned by a business that have a good IT person may not be safe. Usually these computers have a good anti-virus program, but they are lacking in software that blocks malware or spyware leaving them open to malicious attacks. Most free anti-malware programs do not run real time (always on, running in the background) so they have to be run every few weeks to detect any infections.
If you have an IT person or Department, you can check with them on your concerns about computer protection and may need to have them check on updating or installing the proper programs. If you do not have an IT department or have a computer that you use away from work, following are some tools that you can use to keep your computer safe.
Tools You Can Use
- Antivirus Programs
That said, I want to share some of the programs I use with you, and they are all freeware or no cost at this time. There are at least two good antivirus programs. One is AVG Free and can be found at free.avg.com. You have to follow several “free” links to get to the actual download page, or you can do a search for AVG Free at www.download.com. The other free antivirus program is called Avast and it can be downloaded at www.avast.com. Both of these programs update themselves and use much less of your computers resources than Norton or McAfee. - Anti-Malware Programs
Good freeware or no cost anti-malware programs are out there as well. I use Malwarebytes Anti-malware which can be downloaded at www.malwarebytes.org and SuperAntispyware which can be downloaded at www.superantispyware.com. Both of these programs can be used for free, but if you purchase a license they can be run as full time protection just like most antivirus software. Spybot Search and Destroy from www.safer-networking.org is a good cleaning tool and has an immunization feature for added protection.
These are just a few of the programs I recommend. For dealing with very persistent infections I recommend you visit http://majorgeeks.com (no www in this web address). This site is full of computer maintenance tools and has forums where you can ask questions. In the meantime, be nice to your computer and yourself – make sure you have protection!
Computer Privacy
By Jolene Wanek, Benefits Counseling Project Lead | wanek@eri-wi.org
As a Benefits Counseling Project Lead, Jolene acquired expertise in information management policies and actions that meet applicable federal, state, regulatory, or contractual requirements. Following are some easy tips on keeping your computer privacy at the forefront.
Most of us use our computers everyday. We use our computers for work, home, and play. Most of the time we prefer to keep our information on those computers private. At work, we run into private, personal information about not only ourselves but the individuals we work with on a daily basis. We don’t want our information public and neither do the individuals we encounter. It is increasingly popular for information to be digitally stored. This is done through the use of databases, contracts, agreements, e-mails from partners and clients, personal data, business correspondence, and so forth.
Data protection and computer privacy is not only imperative for ease of mind but for many agencies, the Health Insurance Portability & Accountability Act (HIPAA) governs agencies to employ some sort of privacy practices. All business related information must be stored with the utmost vigilance to security and privacy. Anything done on your computer can be accessed by an outsider if not protected.
The First Line of Defense: Be Password Savvy
One of the quickest and easiest ways to protect the information stored on your computer is through the use of passwords.
- It has been noted that passwords are like underwear. They should be changed often, never shared (even with friends), keep them with a little mystery, the longer the better, and don’t leave them lying around.
- Your password is the only thing that can truly ensure privacy. You are responsible for keeping information secure. So be responsible and make sure others don’t have access.
- Make passwords that can’t be easily guessed. Your spouse’s name is usually not a mystery. The longer the password, the harder it will be for someone to guess.
- Last but not least, do not spend all that time making your password a lengthy mystery and then put it on a post-it note on your monitor. There is no guessing when the password is openly visible.
While You Are Away…You Lock Your Doors Why Not Your Computer?
Passwords are invaluable when protecting information. It is suggested to have your computer require a password upon startup. However, if you only enter your password once a day, your computer is open for viewing all day. If you get up and walk away for any length of time, wandering eyes can see whatever is in your computer. The best way to prevent this is to have your computer set to “lock” after a set number of minutes. This will make it so that when you return to your computer you have to re-enter your password when you are ready to access all that important information.
- For most Windows users, this can be done by checking a simple box. Start by accessing your control panel, then access your display menu, in the Screen Saver menu there is usually a check box that states On Resume, Password Protect. Check this box. Set your Screen Saver to start 5 or 10 minutes after inactivity.
- For Mac users this can be done by using the following steps. First, from the Apple menu, select System Preferences. Then select the Security option. There is a checkbox next to “Require password to wake this computer from sleep or screen saver.” check that box. Click the back button to return to the main system preferences window and select Desktop & Screen Saver. Click hot corners, chose the corner you want to activate the screen saver, and select start screen saver from that menu. Click OK and close the systems preferences screen. You can now activate your screen saver and your Mac is password protected by moving the pointer into the corner you set as the hot corner.
A day to day reality is that in a world of technology so much of our data can be intercepted with a simple move or click of a mouse. This fact should bring us to understanding that computer security and data protection are a real necessity. Ignoring this reality can be very risky.
Benefits News Roundup
Did You Know? Quick Facts about Social Security Administration Systems Features
Check out these quick tips on features of the Social Security Administration systems.
- Reporting Monthly Wages by Phone: SSI recipients, deemors, and representative payees can report monthly wages to SSA via the SSI automated telephone system by calling a special 800 number, 866-772-0953. Here are three resources with more information about the SSI reporting process:
- The state receives information about SSI recipients via the State Data Exchange (SDX) at least once a week or normally more often; this data is used primarily for Medicaid and state supplementation programs. Reference: POMS SI 02306.030.
- SSI has numerous computer interfaces and matches with other government agencies: from the state records for Workers Comp, Unemployment Insurance, child support, Title XIX facilities, correctional facilities and fugitive felons; and federal data from the Internal Revenue Service (for reported income including interest or any situation in which a 1099 is issued), Veterans Administration, Center for Medicare and Medicaid Services, Office of Personnel Management, Railroad Board, Treasury Department (for US Savings Bonds), and Department of Homeland Security. Reference: POMS SI 02310.005.
- The Benefits Planning Query (BPQY) has for benefits specialists with a snapshot of a beneficiary's current cash benefits, health insurance, and work history as stored in SSA’s electronic records. Efforts to enhance and improve the BPQY are ongoing.
- EWork is an important internal electronic system SSA uses to control, process, and coordinate the work reports, earnings, and work reviews of SSA beneficiaries.
- The internet disability application process has been available for online SSDI filing for several years and has recently gone through a redesign to make it more streamlined with a simplified medical report form.
- The Program Operations Manual System (POMS) is the operating instructions that SSA field employees use in processing benefits and post-entitlement actions. POMS is available online to the public.
- Ongoing changes in POMS instructions are available online
- The following SSA website page lists all the ways (with links) the public can do business with SSA online: http://www.socialsecurity.gov/onlineservices/.
Technological Costs for Self-employed SSA Beneficiaries
People who are self-employed are increasingly dependent on the use of technology for both business tasks themselves and record maintenance. A self-employed Social Security Disability Income (SSDI) beneficiary or a Supplemental Security Income (SSI) recipient is often able to apply certain technological costs used in connection with their work activity as deductible expenses (as allowed by IRS) to arrive at their Net Earnings from Self Employment (NESE.) This is the amount that the Social Security Administration (SSA) uses in determining Trial Work Period (TWP) service months, Substantial Gainful Activity (SGA), and countable earned income for SSI.
Computer hardware, software, and supplies and phone equipment are the kind of costs that may be declared as a capital expense or a business deduction if used in a self-employed person’s business. A capital expense is normally the cost of getting started in business before actually beginning operations. A person can then recover the amount spent through depreciation, amortization, or depletion which allows a deduction of part of the cost each year. A person may elect to deduct or amortize certain business start-up costs.
To be deductible as a business expense, an expense must be both ordinary (common and accepted in the business) and necessary (helpful and appropriate for the business.) An expense does not have to be indispensable to be considered necessary. Normally, if an expense is used partly for business and partly for personal purposes, the business part may be deductible.
For specific tax issues a beneficiary should consult with a tax advisor and/or the Internal Revenue Service (IRS.)
Also remember that for SSA programs, an expense may possibly be used as an Income Related Work Expense (IRWE) or for a Plan to Achieve Self Support (PASS) but cannot be used more than once.
Did You Miss the BadgerCare Core Webcast?
Part I - BadgerCare Plus CORE and Basic Plan Information, presented by Claire Smith of the Division of Healthcare Access and Accountability at the WI Department of Health Services (34 minutes): http://dhsmedia.wi.gov/main/Viewer/?peid=6e911b23dcf54ca6b5375d25c38a8337
Disability Rights Wisconsin Updates February 2010
Disability Benefit Specialists … Check out the following updates from DRW:
- Download a copy of the DRW Updates: WORD | PDF
- BadgerCare Plus Basic.
- BadgerCare Plus Basic Fact Sheet.
- BadgerCare Plus Core Plan Brand Name Drugs.
- Previously Denied Letter.
- 2010 Transition Rights to Medications Under Medicare Part D.
- Fleeing Felon Memo.
Ben Spec

Poor Ben...from sunny Hawii to trapped in D.C. - well, I guess we don't feel too bad since he did have Hawii first! Here's a recent question he received.
Dear Ben,
I receive SSDI based on my own work history (no SSI.) I’ve started a business making and selling jewelry. This is not a hobby, I plan on selling my jewelry at consignment shops and on my own at craft fairs around the state to make a profit. My question is, how does social security treat my self-employment income in deciding if I’m working substantially each month (above SGA)? Someone told me they just take my entire yearly income and divide by 12; is that right?
Jerry
Goodman, WI
Check out Ben's response in his blog! (Ask Ben a question: askben@eri-wi.org | Visit Ben's Blog )
Training and Educational Opportunities:
Stout Vocational Rehabilitation Institute (SVRI) Trainings
The Stout Vocational Rehabilitation Institute (SVRI) offers online training opportunities with preapproved CRC credits. Courses currently offered 2–3 times per year include the following:
- Rehabilitation Ethics (fulfills CRC’s entire ethics requirement)
- Physical Disabilities
- Psychiatric Disabilities
- Working with Individuals who are Deaf or Hard of Hearing
- Vocational Services for Individuals who are Deaf or Hard of Hearing
- CRC Exam Preparation Workshop
Additional courses including vocational evaluation, cognitive disabilities, and job placement are in development. Please see the website at http://www.uwstout.edu/svri or contact April Pierson at piersona@uwstout.edu for dates, costs, and course descriptions.
2010 Rehabilitation & Transition Conference
Date: March 24–26, 2010.
Location: The American Club, Kohler, WI.
REGISTER TODAY as the Early Bird pricing is available through February 23rd only!
Hotel accommodations at The American Club starting at just $68!
A selection of featured speakers:
- Beverlee Stafford, Executive Director, National Rehabilitation Association
- Dr. David Mays - Behavioral Health track
- Carol Gray - The Gray Center for Social Learning and Understanding
- Disability Policy Forum focused on the transition to Family Care.
WHO SHOULD ATTEND?
Educators, mental health & DD professionals, job placement specialists, rehabilitation counselors, frontline workers, people with disabilities and their family members, and government staff concerned with improving education, community integration and work opportunities for all people.
Seven learning tracks in the areas of:
• Behavioral Health • Employment • Management • Transition • Legislative issues • Ethics • Hot Topics
Education Credits
Viterbo Master’s Credits, CEUs, and CRCs offered through UW-Stout.
The Rehabilitation & Transition Conference is sponsored by Rehabilitation for Wisconsin and the Wisconsin Rehabilitation Association.
APSE 21st Annual National Conference
Date: Tuesday, Jun 8 – Thursday, Jun 10, 2010.
Location: Loews Atlanta Hotel, Atlanta, GA.
The sponsors for this conference.
Register Now because the Discounted Early Bird Rate ends January 3, 2010.
Please contact Jenny at National APSE if you have any questions at jenny@apse.org or 804–278–9187.
National Summit on Disability Policy 2010 Website
National Council on Disability
Date: July 25–27, 2010
Location: Renaissance Hotel, Washington, DC
This event is hosted by the National Council on Disability. The theme, ADA 1990–2010 Retrospective and Future Policy Directions, will include a comprehensive dialogue to shape the national disability agenda.
Anyone hoping to become a delegate to the summit in July of 2010 should review the Website and complete the application as quickly as possible. A delegate selection will be done later this fall, but people should assure that they do not miss any deadlines.
ADA Audio Conference Series
The National Network of DBTAC-Regional ADA Centers is pleased to announce that registration is open for the 2009–2010 ADA Audio Conference Series.
Visit the website at www.ada-audio.org and click on the ADA Audio Conference Series, to view the complete schedule for 2009–2010 and register for sessions.
The 2009–2010 series will begin with a session on October 20th 2009 on the ADA Amendments Act Proposed Rules – Q&A with EEOC.
If you have questions regarding the series, please contact us at gldbtac@uic.edu or call our toll free number at 877–ADA–1990 (V/TTY) or 877–232–1990 (V/TTY).
Ongoing Training:
- Wisconsin Employment and disability related training calendar – includes Wisconsin, National and Distance learning opportunities
- Money Smart Events: http://www.moneysmartwi.org/events
- Job Accommodation Network Upcoming Webcasts: http://www.jan.wvu.edu/webcast
- ERI Calendar of Events or Training Opportunities
- ADA Audio Conference Series 2009 & 2010: http://www.ada-audio.org
- Worksource Wisconsin Training Calendar
- Cornell University's Online Disability Related Training Calendar
| Back to Top |